Financial Investment Objectives

Before you invest, it's important to determine your investment objectives to ensure your LPL Financial advisor makes the most suitable recommendations based on your goals, your tolerance of risk, and the immediacy of your financial needs.

Investment portfolios generally fall into one of the following categories:

  • Income with Capital Preservation  Designed as a longer term accumulation account, this is considered generally the most conservative investment objective. Emphasis is placed on generation of current income and minimal risk of capital loss. Lowering the risk generally means lowering the potential income and overall return. 
  • Income with Moderate Growth — Emphasis is placed on generation of current income with a secondary focus on moderate capital growth.
  • Growth with Income  Emphasis is placed on modest capital growth with some focus on generation of current income.
  • Growth — Emphasis is placed on achieving high long-term growth and capital appreciation. There is little focus on generation of current income. 
  • Aggressive Growth  Emphasis is placed on aggressive growth and maximum capital appreciation. No focus on generation of current income. This objective has a very high level of risk and is for investors with a longer time horizon.
  • Trading  Emphasis is placed on speculative transaction activity. This objective represents acceptance of an extremely high level of risk.

There is no assurance that the investment portfolios listed are suitable for all investors or will meet their stated objectives. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal.